Net to Seller Calculator

hyva.bethgerber.com · Beth Gerber, ERA Real Estate

Net to Seller Calculator

Our net to seller calculator helps you estimate how much money you'll walk away with after selling your home, factoring in agent commissions, closing costs, and your remaining mortgage balance.

Mortgage Payment Affordability Closing Costs Net to Seller Multifamily Construction

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Sale Details

Sale Price Expected or listed price

Mortgage Balance Current remaining balance

Second mortgage / HELOC?

Second Mortgage Balance

Agent Commissions

Listing Agent Commission

Buyer's Agent Commission

As of 2024, buyer commission is negotiable and may be paid by buyer.

Title Insurance (Owner's Policy) Typically paid by seller in Ohio

Transfer Tax / Conveyance Fee Ohio: $1 per $1,000 state + county varies

Ross County total: ~$4 per $1,000 (~0.4%)

Attorney / Closing Fee

Recording Fees

Property Tax Proration Seller's share of property tax owed at closing

HOA Transfer / Prorations

Repairs / Improvements Pre-sale or negotiated repairs

Seller Concessions Closing cost credits to buyer

Home Warranty If offered to buyer

Staging / Marketing Costs

Other Costs Liens, judgments, misc fees

Estimated Net Proceeds

This is your estimated take-home after all costs

You would need to bring this amount to closing

Total Commissions

Closing Costs

Total Deductions

Equity in Home

Proceeds Breakdown

Sale Price
Mortgage Payoff
Second Mortgage / HELOC
Listing Agent
Buyer's Agent
Title Insurance
Transfer Tax / Conveyance
Attorney / Closing Fee
Recording Fees
Property Tax Proration
HOA Transfer / Prorations
Repairs / Improvements
Seller Concessions
Home Warranty
Staging / Marketing
Other Costs
Estimated Net to Seller

See how different sale prices affect your net proceeds (all other costs held constant).

Sale Price	Commissions	Total Costs	Net Proceeds

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Know Your Net Proceeds Before You List

Whether you're planning to upgrade, downsize, or relocate, knowing your net proceeds helps you make smarter financial decisions before listing your home. This calculator provides a clear picture of your expected proceeds after all costs.

Serving home buyers and sellers in Ohio and surrounding areas.

This calculator provides estimates for informational purposes only. Actual costs may vary based on your specific situation, lender requirements, and local regulations. Consult with your real estate agent and closing attorney for a detailed net sheet.